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Temporary car insurance policies are particularly designed for people that do not use their own cars a lot in a year. This will include high flying entrepreneurs, diplomats, the elite etc. or it can try to be an easy way to operate a vehicle as and when you need to without paying yearly insurance costs. Nonetheless, you should take note of the fact that these kinds of policies are not beneficial to being used ultimately as you would likely end up having to pay a lot more than annual policies.
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