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Why Look At Mobile Homes For Sale? Finance Articles | February 25 nike air max 270 femme rose , 2005
Don't Call Us Trailer ... are mobile homes for sale, for much less than ... houses, in most areas of the country. Despite the ... ... against them, and ... against


Don't Call Us Trailer Trash


There are mobile homes for sale, for much less than stick-built houses nike air max 270 femme pas cher , in most areas of the country. Despite the persistent predjudice against them, and sometimes against their residents, mobile homes are the cheap housing choice of millions. The advantages are not always obvious, but they are real.


First of all, let's acknowledge the big "truth" about mobile homes and appreciation or depreciation. It is true in most areas that mobile homes in parks go down in value over time. That's why I don't recommend buying in a park nike air max 270 homme blanche , unless you absolutely can't buy real estate, and you have done the math to see if you are better off than renting a nice apartment. To "do the math" consider lot rent, payment, and the remaining value of the mobile when you put it up for sale, minus what you will still owe nike air max 270 homme pas cher , when you are likely to move. These are guesses, but still better than nothing if you are as objective as you can be.


Mobile Homes For Sale With Real Estate


When looking at mobile homes for sale on land, however, you are looking at an entirely different investment. My mobile home in Michigan doubled in value in the twelve years I lived in it. That's because even as the home deteriorated a little over time (don't all houses?), the value of the land continued to rise. You also can do what you like with the home when you own the land. For example http://www.airmaxsport.fr/ , I took in more money from my home than it originally cost, by renting out a room or two over the years.


As mentioned, mobile homes usually sell for much less than other houses, and this means not lower payments. Also, because of the shortened amortization and lower loan amount nike air max grossiste chine , you will often build equity faster in a mobile home than in a more expensive house. A quick example follows, for the skeptical among you.


Equity Building With Mobile Homes

e for sale, and borrow only $30,000 nike air max pas cher grossiste , at 8% interest, amortised over 10 years. Note the higher interest - this is always the case with "factory built home mortgages." The shorter term is normal too, but least you'll own your home free-and-clear in 10 years instead of 30. Despite the higher interest and shorter term, the payment will be only $363.99, the first month only $200 will go towards interest. That means the other $163.99 goes towards principal. You bought more house (built more equity) in this scenario.


It's true that a mobile home on land might appreciate more slowly than a "regular" house nike air max pas cher , but the faster loan pay-down probably more than covers this factor. If you also chose to bank the difference in payments ($235.61 per month), you'd definitely be better off financially with the mobile home versus the more expensive home.


Pay less per month and build more equity! Don't expect your real estate agent to tell you this. Don't expect him to even agree with me after you explain it. I sold real. Cheap Air Max Cheap Air Max 95 Cheap Air Max Cheap Nike Air Max Jordan Shoes For Sale Air Max Outlet Cheap Jerseys Wholesale NFL Jerseys China Cheap NFL Jerseys China Cheap Soccer Jerseys Free Shipping